Renters Insurance in Georgia

According to state law, in Fayetteville, GA, renters are not required to obtain insurance. It is a requirement, however, that many landlords choose to impose. This is because their indemnification is for the protection of the landlord's interests and not that of the renter, such as the physical building the renter occupies. As a result, they may also want you to obtain a specific coverage amount.

A renters insurance policy can extend to things like your personal property, as the landlord will not be responsible for reimbursing you for damage to those items. Some Georgia properties are at particular risk from wildfires and other natural disasters, and the contents of your apartment or rented house could be at risk. You may have valuables that are difficult to replace and would like to have insured. Your Strickland Advisory Group Inc. agent can provide specific details on what is offered.

Georgia residents are sometimes allocated storage sheds or garages if they rent a home, which may have tools and costly equipment. If thieves target your residence, sometimes criminals can make off with these big-ticket items. Plumbing accidents can ruin items stored in basements and elsewhere, and electrical mishaps can risk your possessions.

Fayetteville, GA residents can also be the targets of vandalism to items that need to be repaired. Keeping an updated inventory of your belongings is a best practice, and it's also beneficial to list their replacement cost. If a guest comes into your abode and is injured, you risk being held liable and could face financial repercussions.

Strickland Advisory Group Inc. offers visitors to our website a free rating tool they can use to generate a quote on homeowners and auto insurance. You can stop by the office or call for information about renters insurance, and we invite you to reach out to us with any questions you may have.